Let Debb Parker, an all-service mortgage professional, help you find the information you need to understand the forces at work which drive rates in one direction or another... day by day... or even minute by minute! Then you can work together to sort it all out and find the best solution for your individual needs. Click on the Calendar button to see when various economic reports and indexes are released and what effect they are expected to have on rates.

	= May contribute to rising interest rates		= May contribute to falling interest rates

Consumer Price Index (CPI) RISES		Indicates rising inflation.
Durable Goods Orders RISE		Pickup in business activity usually leads to increased credit demand.
Gross National Produce FALLS		Reflects a slowing economy. Fed may loosen money supply prompting a decline in interest rates.
Housing Starts RISE		Shows growth in economy and increased credit demand. Fed less accommodating and may attempt tightening by allowing rates to rise.
Industrial Production FALLS		Indicates slowing economic growth. Fed may be more accommodating in allowing interest rates to fall to stimulate the economy.
Inventories RISE		Indicates a slowing economy since sales not keeping up with production.
Leading Indicators RISE		Signals strenght in the economy leading to greater credit demand.
Oil Prices FALL		Reduces upward pressure on interest rates, thereby enhancing prices of debt securities.
Personal Income RISES		The higher one's income, the more is consumed prompting increased demand and higher prices for consumer goods.
Precious Metal Prices FALL		Reflects decreased inflation. Demand for inflation hedges abates.
Producer Price Index RISES		Indicates rising inflating. Demand for goods rises as well as prices. Investors require higher rates of return, pushing rates up.
Retail Sales RISE		Indicates stronger economic growth. Fed may have to tighten.
Unemployment RISES		Indicates slow economic growth. Fed may ease credit, causing rates to drop.